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Bounce your questions off us. A high FICO credit score helps you rent apartments, get jobs, buy real estate, get credit cards with low interest rates, qualify for great insurance prices and more. People with poor credit scores typically are using all their available credit or have late payments and other negative credit information on their credit file.

Here's why the City of Boston's FCU program may not be right for you

The Boston Tax Help Coalition (BTHC) credit building tool the Financial Check-Up (FCU), targets low- and moderate-income BOSTON RESIDENT taxpayers who may be receiving a tax refund.

The service is a light-touch (20 minute) review (with taxpayer consent) of the taxpayer’s credit report and an observation of financial projects for the year. The city's free FICO help program for residents skews towards helping resident only taxpayers with little to no experience with credit reports. learn more.

But ...

The AboutBlackBostonOnline.com FREE financial help desk supports all income ranges, you don't have to live in Boston and if you own a business you can bring its financial problems to the table as well.